Fractional FD services

Finance direction, without the full-time cost.

Management accounts, cashflow forecasting and board-ready reporting — built around your business, one or two days a week, from a qualified FCCA accountant.

Sample monthly pack — March
Revenue▲ 4%£84,200
Gross margin▼ 2pts58%
Net profit▼ £1,100£14,600
Operating cash▲ £3,900£61,400
"Margin dipped slightly this month on a supplier price rise not yet passed on — cash position is healthy, nothing urgent, but worth watching next month."
The kind of clarity you get every month — the numbers, and what they actually mean.
Philip Quinn, FCCA

Hello, I'm Phil.

I'm a qualified FCCA accountant, and pqfinances is how I work directly with business owners who need proper finance leadership — the kind that usually only comes with a full-time Finance Director — without carrying a full-time salary on the books.

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Finance support that fits where your business is now.

Every engagement starts with the numbers you already have — and gets you to numbers you can actually use.

Management accounts

Monthly numbers you can trust and act on.

Cashflow forecasting

A rolling forecast, not a one-off spreadsheet.

Board & investor reporting

Packs and commentary that hold up in the room.

Systems & process

Tidying up how finance actually runs.

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How an engagement works

Discovery call

A free 30-minute conversation about where your business is, and where the gaps in your finance function actually are.

Diagnostic review

A short look at your current numbers, systems and reporting, and a clear view of what a fractional FD engagement would focus on first.

Ongoing engagement

A set number of days each month, built around your calendar — reviewed and adjusted as your business changes.

Built for businesses growing past their finance function.

If you're making decisions without confidence in the numbers behind them — or you've outgrown a bookkeeper but aren't ready for a full-time Finance Director — that's usually the point where a fractional FD earns their keep.

"You don't need someone in the building five days a week. You need someone who understands your numbers well enough to be trusted with the big decisions."

Let's talk about your numbers.

Start with a free 30-minute call — no commitment, just a conversation.

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